Unlocking the Power of Stablecoins and Real-World Assets in Digital Finance

2 min readJul 22, 2025

As a post-quantum stablecoin issuer, we find this perspective highly insightful and aligned with our vision for the future of digital finance. While we are not the original authors of this article, we fully endorse its strategic outlook and are sharing it to inspire our community and spark further discussion.

A Historic Moment in Monetary Evolution

Dr. Xiao Feng (Chairman of Wanxiang Blockchain) highlights a watershed moment: the formal legislation of tokenized fiat currencies in the US and Hong Kong marks an unprecedented shift in global monetary history.

US: Aims to modernize its financial system and reinforce the dollar’s dominance.
Hong Kong: Introduces the “value anchoring” regulation, extending oversight to any stablecoin tied to the HKD — regardless of issuer location.

Blockchain as the Financial Engine of the Fourth Industrial Revolution

Xiao sees blockchain as the foundation of a new financial system paired with global digital infrastructure.

It represents the evolution of accounting: from private ledgers to a global public ledger.
Stablecoins play a critical role as efficient, trustless digital assets for on-chain payments and settlement.

Stablecoins Reshape Global Payments & Trade

With over $16 trillion in stablecoin-based payments in 2024, a new payment ecosystem is emerging.

They bypass banks and SWIFT, enabling near-instant, cross-border transactions.
This revolution aligns perfectly with the rise of C2C e-commerce and freelance global work.

Building International Financial Center 2.0

Hong Kong has a unique opportunity to upgrade into a global digital finance hub.

Its new law gives it jurisdiction across borders.
It may bridge digital RMB and USD, positioning itself as a leading player.

Stablecoins + RWA = Gateway to Real Economy

The combination of Stablecoins and Real-World Assets (RWA) is unlocking massive market potential.

BCG predicts $18.9 trillion of RWA tokenization by 2033.
Blockchain adoption is transitioning from early tech enthusiasts to mainstream pragmatists.

The Rise of Chinese Entrepreneurs

China’s developers and builders hold technical and scaling advantages.

Stablecoins and RWA offer a new digital export path.
Entrepreneurs are urged to be proactive, collaborative, and boldly open-minded.

Web3 + AI = New Wealth Distribution Framework

Xiao suggests Web3 and AI will merge to form future infrastructure for global wealth systems.

Genuine innovation lies in solving real problems — not just trendy integrations.

original text:https://mp.weixin.qq.com/s/8XODH5K_PzjyI3fYz0c3Gg

And we at PQA Labs are proud to contribute to this conversation by distilling these trends into a crisp, actionable summary you can dive into. It’s not just a recap — it’s your strategic edge.